Buy Now. Pay Over Time — With Zero Stress.
Your budget stays in control, your lifestyle stays uninterrupted.
0% Interest
No Hidden Fees
Instant Approval
Why Choose NestraPay
Experience financial freedom without the burden of interest or hidden charges
Flexible Installments
Split your purchase into 4payments, paid every 2 weeksor monthly. Choose what works bestfor your budget.
No Interest, Ever
We don’t charge interest. Period.What you see is what you pay—no surprises, no hidden costs.
Instant Approval
No paperwork. Just your CNICand mobile number. Get approvedin seconds with AI-powered scoring.
No Hidden Charges
Clear, transparent terms. You’ll always know exactly what you’re paying and when.
Track Everything
A clean dashboard forinstallments, limits, spendinginsights, and payment history—all in one place.
Build Your Limit
Make on-time payments andwatch your spending limit grow.Responsible usage means more freedom.
How It Works
Getting started with NestraPay is simple and takes just minutes
Sign Up
Create your account with just your CNIC and mobile number
Get Your Limit
AI-powered NestraScore assigns your personalized spending limit
Shop
Use NestraPay at partner stores or online checkouts
Pay Back
Automatic payments via debit card, bank account, or wallet
Frequently Asked Questions
Everything you need to know about NestraPay
Is NestraPay interest-free?
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Where can I use NestraPay?
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What happens if I miss a payment?
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How do I increase my limit?
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How does the scoring work?
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Is my information secure?
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Ready to Get Started?
Join thousands of Pakistanis who are shopping
smarter with NestraPay