A Better Way to Pay, Built for Pakistan
NestraPay is on a mission to bring transparency, flexibility, and trust into everyday payments.
Building the Future of Payments
NestraPay was born from a simple observation: millions of Pakistanis want to buy what they need, but traditional payment systems don’t offer the flexibility they deserve.
We saw people turning to informal credit arrangements, high-interest loans, or simply delaying purchases they needed. We knew there had to be a better way—a way that’s transparent, fair, and built with Pakistani consumers and merchants in mind.
Today, NestraPay is pioneering the Buy Now, Pay Later revolution in Pakistan, powered by intelligent risk scoring and a commitment to financial empowerment without debt traps.
Our Mission
To empower people with smarter financial freedom,
without debt traps or hidden fees.
We believe everyone deserves access to flexible
payment options that don’t compromise their financial
well-being. Our mission is to make shopping more
accessible while promoting responsible spending habits.
Our Vision
To build Pakistan’s most trusted digital
payments ecosystem — from BNPL to risk
intelligence to everyday finance.
We’re not just building a payment service. We’re
creating a comprehensive financial platform that wil
transform how Pakistanis interact with money in the
digital age.
1000+
Partner Merchants
220M+
Population Reach
0%
Interest Rate
24/7
Customer Support
What We Stand For
The principles that guide everything we do at NestraPay
Transparency
No hidden fees, no fine printsurprises. We believe in clear,honest communication at everystep. What you see is what you get.
Innovation
We leverage cutting-edge AI and technology to solve real problems for Pakistani consumers and businesses.
User-First Approach
Every decision we make starts with one question: “How does this benefit our users?” Your needs drive our innovation.
Security
Your data and money are protected with bank-grade security. We never compromise on safety and privacy.
Financial Empowerment
We’re building tools that help people make smarter financial decisions and build better credit profiles.
Inclusivity
Financial services should be accessible to everyone, not just the privileged few. We’re democratizing access to credit.
Why Pakistan Needs NestraPay
Limited Credit Access
Only 21% of Pakistanis have access to formal credit. NestraPay bridges this gap with intelligent, accessible payment solutions.
Growing E-Commerce
Pakistan’s digital economy is booming. Consumers need modern payment options that match their digital lifestyle.
Youth Demographics
With 64% of the population under 30, Pakistan’s young consumers demand flexible, tech-first financial solutions.
Merchant Growth
Businesses need tools to compete in the digital age. BNPL increases sales, builds loyalty, and reduces cart abandonment.
Join Our Journey
We’re building something special, and we’re looking for passionate people to join us
Diverse Team
Engineers, designers, risk
analysts, and financial experts
working together
Innovation-Driven
We encourage new ideas and
give everyone a voice in shaping
our products
Purpose-Led
Every day, we work on products
that genuinely improve people’s
lives