Shop the way you want, online or in-store, and pay in easy parts, with zero interest, no markup, and full Shariah compliance.
0% Interest
Instant Approval
No Hidden Fees
Shop smarter, pay easier, and enjoy full control over your payments.
Shop Anywhere You Like
Use NestraPay at your favorite online stores or partner outlets, the choice is yours.
Split Your Payments, Hassle-Free
Divide your purchase into easy and interest-free installments, no hidden charges, no surprises.
Stay on Top of Your Payments
Track all your installments in one simple, intuitive app, payment reminders included, so you never miss a due date.
NestraPay is built for people who value clarity, control, and ethical financing. With zero interest, no hidden charges, and no cash loans, you shop with complete peace of mind. Pay just one-quarter upfront, choose from your favorite brands, and let NestraPay take care of the rest, making smart, transparent, and Shariah-compliant shopping simple and stress-free.
Flexible installments that fit your budget. Pay at your own pace without stress.
Lightning-fast scoring powered by Nestra AI. Get approved in
seconds.
Increase sales, attract more customers, and convert more checkouts by offering a simple, interest-free payment option to your customers’ trust. Get listed on NestraPay and let us bring ready-to-buy customers straight to your business. When you sign up with NestraPay, you boost your sales, reduce cart abandonment, and reach a new audience by offering flexible, Shariah-compliant payments. NestraPay helps customers buy with confidence, and helps your business grow faster.
bigger basket sizes
higher conversion
risk of defaults
to integrate
At the heart of NestraPay is NestraScore, our intelligent risk and identity scoring engine built specifically for Pakistan’s financial ecosystem. It enables faster, safer, and smarter decisions by combining advanced AI, real-time data, and robust security checks, ensuring a seamless experience for users while protecting merchants at every step.
Get instant decisions powered by advanced AI
Secure authentication at every step
Protecting you and merchants 24/7
Built with bank-level security standards
Instant eligibility decisions powered by advanced AI, so users know where they stand without delays.
Secure identity checks across multiple layers to ensure authenticity and prevent misuse.
Continuous monitoring to detect suspicious behavior and reduce fraud risks, 24/7.
Built with enterprise-grade security standards to meet regulatory and data protection requirements.
Be among the first to experience Pakistan's smartest payment solution
Join our beta and get exclusive benefits
Starting in Karachi, Lahore & Islamabad
