Split your payments into easy, interest-free installments
— everywhere you shop.
0% Interest
Instant Approval
No Hidden Fees
Simple, transparent, and designed for your convenience
Shop
Use NestraPay at any partner store or online checkout.
Choose Installments
Split your bill into 4 easy, interest-free payments.
Pay Over Time
Track all installments in one simple app.
Experience the freedom of flexible payments without the burden of interest
Flexible installments that fit your budget. Pay at your own pace without stress.
Lightning-fast scoring powered by Nestra AI. Get approved in
seconds.
Grow your sales, reduce cart abandonment, and
unlock a new customer segment with a
frictionless payment experience.
bigger basket sizes
higher conversion
risk of defaults
to integrate
NestraPay is built on NestraScore™, an intelligent
risk and identity scoring engine tailored for Pakistan's financial ecosystem.
Get instant decisions powered by advanced AI
Secure authentication at every step
Protecting you and merchants 24/7
Built with bank-level security standards
Be among the first to experience Pakistan's smartest payment solution
Join our beta and get exclusive benefits
Starting in Karachi, Lahore & Islamabad
